Cookie Policy

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1. What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work reliably, to remember your choices between visits, and to give site operators a general picture of how their content is being used. Cookies do not contain executable code and cannot access other information on your device.

2. Who We Are

This Cookie Policy applies to the website operated by Chao Capital, a financial education provider located at 218 Thonglor Soi 13, Khlong Tan Nuea, Watthana, Bangkok 10110, Thailand. If you have questions about how we use cookies, you are welcome to contact us at [email protected] or by telephone at +66 2 398 6514.

3. Cookies We Use

The table below describes the categories of cookies that may be active on our website, their purpose, and typical duration.

4. Third-Party Cookies

Some cookies on our site are placed by third-party services we use to understand how our educational content is received. These services may include Google Analytics and, where applicable, advertising measurement tools. We do not sell any data collected through these cookies. Each third-party provider operates under their own privacy and data retention policies, which we encourage you to review independently:

• Google Analytics: policies.google.com/privacy
• Meta (Facebook) Pixel: www.facebook.com/privacy/policy
• Microsoft Clarity / Bing: privacy.microsoft.com

Third-party services are only active if you have accepted the relevant cookie category above.

5. Your Choices

You may change your cookie preferences at any time using the preference panel at the top of this page. You may also manage or remove cookies through your browser settings. Please note that disabling certain cookies may affect how some parts of the site work. Common browser guides:

• Google Chrome: Settings → Privacy and Security → Cookies and other site data
• Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Manage Website Data
• Microsoft Edge: Settings → Cookies and site permissions

6. Legal Basis Under PDPA

Under Thailand's Personal Data Protection Act B.E. 2562 (PDPA), essential cookies are processed on the basis of our legitimate interest in maintaining a functioning, secure website. All optional cookie categories (analytics, preferences, marketing) are processed only on the basis of your freely given, informed consent. You may withdraw consent at any time without consequence, by using the preferences panel above or contacting us directly.

7. Data Retention

Cookie data is retained for the duration described in Section 3. Where third-party tools are involved, their own retention schedules apply. We do not extend retention periods beyond those listed without reviewing this policy and notifying you of any change.

8. Changes to This Policy

We may update this Cookie Policy from time to time to reflect changes in how our site is built, which tools we use, or changes to applicable law. Significant changes will be accompanied by a revised "Last updated" date at the top of this page. We encourage you to review this page periodically. Continued use of our site after a change constitutes acceptance of the revised policy.

9. Contact

If you have any questions about this Cookie Policy, your rights under the PDPA, or how we handle your personal data more broadly, please reach out to us:

• 218 Thonglor Soi 13, Khlong Tan Nuea, Watthana, Bangkok 10110
• +66 2 398 6514
• [email protected]